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Banking & Finance

You're probably sitting on at least $167 of unused gift cards

Virginia Van Natta
Feb 23, 2020 6:00 AM - More than $20 billion in unredeemed gift cards and store credit is floating around the U.S. and there is a good chance some of it belongs to you.
Analysis: The rich can probably escape new laws on inherited IRAs. But the rest of us can't.

Allan Sloan
Feb 16, 2020 6:18 AM - If you've got tons of money in your Individual Retirement Accounts, you can probably buy your way around the new rules for inherited IRAs. But if you've got merely pounds of IRA money, you've gotten sandbagged.
What to know before laying down money for a mattress

by LAURA MCMULLEN of NerdWallet
Feb 16, 2020 6:12 AM - Here comes Presidents Day, a time to celebrate Lincoln and Roosevelt -- and blowout mattress sales. These holiday-weekend bargains can be a smart opportunity to shop for a mattress if you need a new one. But choosing the right bed in your budget can be tricky if you go into the decision cold.
Why your 50s can be your most dangerous decade in terms of money

By LIZ WESTON of NerdWallet
Feb 16, 2020 6:15 AM - Losing a job is almost always traumatic. In your 50s, job loss can be devastating -- and devastatingly common.
Study: High child-care costs are a hurdle for first-time homebuyers

Michele Lerner
Feb 15, 2020 6:15 AM - According to Freddie Mac's research, families spend an average of $715 per month on child care. For families with younger children, the cost averages $948.
How you can be your own financial valentine

By AMRITA JAYAKUMAR of NerdWallet
Feb 14, 2020 6:25 AM - While it may not sound romantic, this time of year is also an opportunity to show your finances some love. Whether you're single or in a relationship, build toward your future by defining your goals, budgeting for splurges and getting started with investing.
The three investment edges

Feb 13, 2020 1:00 AM - In life and business, finding an edge matters. Whether you're an athlete who can train harder than your competition or a business owner executing a more effective strategy than the rest of your industry, leveraging a competitive advantage can tip the scales of success in your favor.
Breaking with conventional wisdom in an unconventional economy

Feb 13, 2020 1:00 AM - You're likely familiar with the adage "what goes up, must come down." It's elegant in its simplicity. It's easy to visualize. It's even science: Every action must have an equal and opposite reaction. It is, as they say, conventional wisdom.
Discover honored for cloud-based platform

Feb 12, 2020 11:48 AM - For the third year in a row, Discover has been recognized as a FutureEdge 50 (formerly Digital Edge 50) award winner, recognizing companies for pushing the edge with new technologies to advance the business.
Resources for small business owners planning for growth in 2020

Feb 12, 2020 1:00 AM - Small business owners across Chicagoland, and the country, are entering the new decade on a high note, according to the Bank of America Business Advantage Fall 2019 Small Business Owner Snapshot, a semiannual study that explores the perspectives, aspirations and concerns of entrepreneurs around the country.

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Domo arigato, Mr. Roboto: Is AI the future of HR?

Even if you didn't grow up in the 1980s, you probably know at least some of the lyrics to the Styx classic "Mr. Roboto." For example, you may be familiar with this line: "Domo arigato, Mr. Roboto, for doing the jobs that nobody wants to." Dennis DeYoung, the prescient Styx songwriter, was interviewed by Billboard magazine last July about the fact that the band had recently added Mr. Roboto back into its concert play list for the first time in 35 years. DeYoung said the band had begun playing the song again because fans as young as 12 years old have been requesting it during virtually every recent concert. The same summer that Styx was adding "Mr. Roboto" back to its set list, Fast Company business magazine ran a story entitled, "How to Nail an Interview with a Chatbot." The HR lawyer in me believes these stories are related, and they are saying something important about the direction of our culture and about HR. AI may be the future of HR, but it may not be as easy as we think to get there. If that is the case, lawyers and politicians will be to blame.

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