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The SBA offers four categories of loans: 7(a) working capital loans, microloans, disaster loans and 504 fixed asset loans. These programs provide much needed capital to small businesses, but the 504 stands out for its beneficial borrower terms.

One of the biggest misunderstandings with SBA financing is that it is for those that don't qualify for "conventional" financing. But what actually is conventional financing?

All business entities face risk. Some aspects are insurable while some are not. But just because the risk is insurable, does that mean you should buy insurance?

Illinois is embarking on a grand public policy experiment starting Jan. 1, 2020 when it legalizes the sale, use and possession of recreational marijuana. Like all public policy experiments, there will be good and bad unintended consequences that impact Illinois employers.

Kindness does not have to be planned out in advance, repeated, or documented.